Sell Your Fire Damaged House.

After the Fire: What Insurance Doesn't Cover

Fire happened. Maybe it was small. Maybe it was big. Either way, your house is damaged. Smoke damage. Water damage from the fire department. Structural damage.

You filed an insurance claim. You thought they'd cover everything. Then the adjuster came. They denied parts of your claim. Or they lowballed the payout. Or the claim is still pending months later.

Now you're stuck. The house needs $50,000, $100,000, even $200,000 in repairs. Insurance won't pay that much. You can't afford to fix it yourself. You can't sell it like this.

The Hidden Costs of Fire Damage

Fire damage costs more than most people think:

• Structural repairs: $20,000 to $100,000. Depends on how much burned.
• Smoke damage cleanup: $5,000 to $30,000. Smoke gets everywhere. It's expensive to remove.
• Water damage: $5,000 to $25,000. Firefighters use a lot of water. It causes mold and rot.
• Electrical and plumbing: $10,000 to $40,000. Fire and water destroy systems.
• Personal property: $10,000 to $50,000. Everything inside needs replacing.
• Living expenses: $2,000 to $5,000 per month. You need somewhere to live while it's fixed.

Insurance might cover some of this. But rarely all of it. And the process takes months. Sometimes years.

Why Banks Won't Finance Fire Damaged Homes

Here's the problem. Traditional buyers need mortgages. Banks won't finance houses with fire damage. They want properties that are move-in ready.

So your house won't sell on the traditional market. Not until it's fixed. And fixing it costs more than you have.

You're trapped. Can't fix it. Can't sell it. Can't move on.

How I Handle Fire Damaged Properties

I buy fire damaged houses as-is. I don't need them fixed first. I handle all the cleanup and repairs after closing.

My process:

1. You show me the damage. Tell me what happened. What insurance covered. What it didn't.
2. I make an offer. It's based on the house's value after repairs. I factor in all the work needed.
3. We close fast. Usually in 7 to 14 days. You get cash. I get a house that needs work.
4. I handle everything. Cleanup. Repairs. Restoration. You're done.

No insurance battles. No months of waiting. No repair costs. Just cash and a fresh start.