Sell Your House Fast in Hilo, Hawaii - Get a Cash Offer Today

Q: My home is in Zone AE. Will you buy it?

Absolutely. Owning a home in a FEMA Flood Zone AE can present challenges with insurance and traditional buyers. We specialize in buying homes as-is, even those in flood zones. You won't need to worry about flood insurance requirements or making costly flood mitigation repairs before selling to us. We handle all complexities.

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Data backed by Hawaii State Judiciary, Third Circuit Court (Hilo Division) records.

A Message from Our Founder, Max Cohen

"I know the Hilo market is unique. I know driving Hawaii Belt Road (Route 19) to Hilo Medical Center is a grind. I see Mid-Century Ranch with single-wall construction homes dealing with single-wall construction rot and termite damage or strict cesspool conversion requirements. Unlike Coldwell Banker Island Properties, I don't ask you to fix it. I buy it as-is, saving you $29,700 in commissions. We handle the Hawaii Electric Light Company (HELCO) and County of Hawaii Department of Finance, Real Property Tax Division paperwork for you."

– Max Cohen, Founder

Common Challenges Hilo Homeowners Face

The Asset

Selling a Mid-Century Ranch with single-wall construction with single-wall construction rot and termite damage? Old construction often means expensive, unexpected repairs.

The Risk

Worried about heavy rainfall and flash flooding or Zone AE insurance hikes? Climate risks are a real concern for Hilo property values and ongoing costs.

The Bureaucracy

Tired of County of Hawaii Department of Finance, Real Property Tax Division hikes or cesspool conversion requirements? Local regulations can add significant unexpected costs and delays.

MyFastCashOffer vs. Coldwell Banker Island Properties

Feature	MyFastCashOffer	Coldwell Banker Island Properties (Traditional Sale)
Closing Time	7 Days	67 Days (Average)
Repairs Needed	None (We buy as-is)	Often required for financing/buyers
Commissions/Fees	Zero	Up to 6% ($29,700 on a $495,000 home)
Inspections/Appraisals	One quick visit, no appraisal needed	Multiple inspections, bank appraisals
Contingencies	None	Financing, inspection, appraisal contingencies
Paperwork Hassle	We handle everything	Significant homeowner involvement

Our Simple 3-Step Process

Tell Us About Your Home

Complete our short online form. We just need basic details about your Hilo property – no pressure, no obligations.

Get a Fair Cash Offer

We'll review your property and present a no-obligation, fair cash offer. No repairs needed, ever.

Close on Your Timeline

Accept our offer and choose your closing date. We handle all paperwork and costs, including dealing with local entities like Hawaii Electric Light Company (HELCO).

Addressing Unique Hilo Homeowner Situations

Probate & Inheritance in Hawaii County

Navigating probate can be a lengthy and emotionally draining process, especially when it involves inherited real estate in Hilo. In Hawaii, judicial probate is the standard, often stretching from 270-365 days or even longer. This timeline can create significant stress, particularly when trying to maintain an inherited property or settle an estate quickly.

The Hawaii State Judiciary, Third Circuit Court (Hilo Division) handles these cases, and court backlogs can further exacerbate delays. If you've inherited a property and need to sell it without the drawn-out process, the burden of repairs, or the high costs associated with traditional listings, MyFastCashOffer provides a clear solution. We offer cash for inherited homes, allowing you to bypass the complexities of the open market and close on your schedule, often in just 7 days. This allows you to resolve the estate efficiently and move forward without additional stress.

Foreclosure in Hawaii

Facing foreclosure in Hawaii is a serious situation that requires immediate attention. While Hawaii offers both judicial and non-judicial foreclosure paths, most residential foreclosures proceed judicially, meaning they go through the courts. This process can be lengthy, often taking 270-365 days from the initial default to the final sale, but it also provides a window of opportunity to find alternative solutions.

Once a Notice of Default is filed with the Hawaii State Judiciary, Third Circuit Court (Hilo Division), time becomes critical. Selling your house for cash before the foreclosure process concludes can help you avoid a damaging mark on your credit, retain some equity, and gain control over the outcome. We specialize in working with homeowners in distressed situations, offering a fast, discreet cash sale that can stop foreclosure in its tracks. Our goal is to provide a viable exit strategy, allowing you to sell your Hilo home quickly and move on.

Permits & Code Violations

Many older Mid-Century Ranch with single-wall construction homes in Hilo may have unpermitted additions or code violations that become major hurdles when selling traditionally. Issues like non-compliant renovations, unpermitted carports, or outdated systems can trigger expensive demands for retrofitting by the County of Hawaii Department of Public Works or prospective buyers.

A prevalent issue in Hilo is cesspool conversion requirements. With increasing environmental regulations, homeowners are often faced with significant costs to replace outdated cesspools with modern septic systems or connect to municipal sewer lines. These costs can run into tens of thousands of dollars. Selling a home with these defects or violations to a traditional buyer usually means you, the homeowner, are responsible for addressing them before closing. MyFastCashOffer eliminates this burden. We buy Hilo houses completely as-is, meaning you don't need to spend a single dollar or minute on repairs, permits, or code compliance. We take on the responsibility and the risk, offering you a straightforward cash sale.

Repair Item	Estimated Repair Cost in Hilo	Our Offer (No Repairs Needed)
Single-wall construction rot and termite damage	$10,000 - $30,000+	Included in cash offer
Roof Replacement (older homes)	$15,000 - $40,000+	Included in cash offer
Foundation Issues (common for post-and-pier)	$5,000 - $25,000+	Included in cash offer

Max's Insight:

Hilo code enforcement is strict about cesspool conversion requirements. Trying to sell traditionally with this outstanding issue can lead to significant delays and unexpected costs. We buy with the violation attached, giving you peace of mind and a fast closing.

Exploring Hilo: Neighborhoods We Serve

Hilo is a vibrant city on the Big Island, offering diverse neighborhoods from lush, rainy uplands to sunny coastal stretches. We buy houses across the entire Hilo area and its immediate surroundings, understanding the unique characteristics and challenges each community presents. Whether your home is near the bustling downtown or in a quieter residential zone, we are ready to make a fair cash offer.

Waiakea Uka

Located in the uplands of Hilo, Waiakea Uka is known for its lush, tropical environment and slightly cooler temperatures. Homes here often sit on larger lots, offering more privacy. The area feeds into the highly regarded Waiakea High School District, making it attractive to families. Commuting to Hilo Medical Center from Waiakea Uka is a straightforward drive along arterial roads. Properties here, particularly older Mid-Century Ranch with single-wall construction homes, can sometimes face challenges with moisture control and potential single-wall construction rot and termite damage, issues we are well-equipped to handle.

Keaukaha

Keaukaha is a coastal community east of downtown Hilo, offering ocean access and a more local, laid-back feel. It's home to several parks and beaches, and provides convenient access to downtown Hilo’s amenities, including the shops around Prince Kuhio Plaza. Given its proximity to the ocean, many homes in Keaukaha may fall within Zone AE flood zones, requiring specific insurance considerations. Our cash offers mitigate these concerns, allowing sellers to avoid complex flood zone disclosures or mandated repairs.

Downtown Hilo

The heart of Hilo, this area is rich in history and culture, featuring historic buildings, local shops, and restaurants. It's a prime location for those who enjoy urban living and easy access to employment centers like the Hilo Medical Center and government offices. However, older homes in Downtown Hilo can often come with issues like unpermitted renovations or strict historical preservation guidelines which can complicate traditional sales. We understand the nuances of these properties and offer solutions that bypass the typical red tape associated with such sales.

Kaumana

Situated north of downtown, Kaumana extends up the slopes of Mauna Loa. This area offers stunning views, a slightly drier climate than the lower-lying parts of Hilo, and a mix of residential properties. It provides relatively easy access to Hawaii Belt Road (Route 19) for island-wide travel. Homes here can vary significantly in age and style, and some may feature older infrastructure or septic systems. We are particularly experienced with properties that may require significant upgrades, such as cesspool conversion requirements, ensuring a smooth and straightforward transaction without the need for the homeowner to invest in these costly improvements.

No matter where your property is located within Hilo or what condition it's in, MyFastCashOffer is committed to providing a fair, fast, and transparent cash offer. We understand the specific real estate landscape of the Big Island and are here to help you sell your house with ease.

What Hilo Homeowners Say

"Sold my Mid-Century Ranch with single-wall construction with single-wall construction rot and termite damage to Max. I didn't have to fix a thing. Truly a lifesaver!"

- Emily R., Hilo

"MyFastCashOffer saved me from Hawaii foreclosure. They closed in 9 days, just like they said. Amazing service."

- David L., Keaau

"Much better than listing with Coldwell Banker Island Properties. I saved thousands in fees and avoided all the hassle. Highly recommend!"

- Sarah T., Pahoa

Frequently Asked Questions About Selling in Hilo

Do you buy houses in 96720, 96749, and 96778?

Yes, we actively buy houses for cash across Hilo and the surrounding Big Island areas, including 96720, 96749 (Keaau), and 96778 (Pahoa). We understand the unique challenges of properties in these regions, from specific construction types to environmental factors, and provide fair, fast cash offers regardless of condition.

My home is in Zone AE. Will you buy it?

Absolutely. Owning a home in a FEMA Flood Zone AE can present challenges with insurance and traditional buyers. We specialize in buying homes as-is, even those in flood zones. You won't need to worry about flood insurance requirements or making costly flood mitigation repairs before selling to us. We handle all complexities.

How quickly can you buy my Hilo house?

We can typically close on your Hilo home in as little as 7 days. This is significantly faster than the traditional market, which averages 67 days. Our streamlined cash buying process avoids lender delays, inspections, and appraisals, allowing you to move on your timeline.

Do I need to make any repairs or clean my house before selling?

No, that's the beauty of selling to MyFastCashOffer. We buy houses in Hilo completely as-is. Whether your home needs extensive repairs for single-wall construction rot, has unpermitted additions, or just needs a deep clean, we handle it all after the sale. You don't lift a finger.

What if my Hilo house has unpermitted work or code violations?

It's common for older Hilo homes to have unpermitted work or face local code violations, especially regarding cesspool conversion requirements. We are experienced in navigating these issues and will still buy your property. You don't need to worry about costly retrofitting or dealing with the County of Hawaii Department of Public Works. We assume all risks and responsibilities.

Sell Your House Fast in Hilo, Hawaii.