Probate & Inheritance in San Mateo County
Navigating the sale of an inherited property can be complex, especially during an already difficult time. In California, the probate process typically involves several stages, which can lead to significant delays. A formal probate, often required if the estate's value exceeds $184,500, can take anywhere from 9 months to several years, particularly with the caseloads at the San Mateo County Clerk-Recorder. During this period, the property may incur ongoing expenses like property taxes, insurance, and maintenance, draining estate funds.
Selling a probate property through traditional real estate channels often means more waiting, potential court confirmation requirements, and the need for the estate to pay for repairs to attract buyers. We offer a direct cash purchase for inherited homes in Pacifica, allowing executors and heirs to bypass these protracted processes. We can buy the property as-is, alleviating the financial burden and emotional stress of upkeep and delayed sales, providing a clear path forward for the estate.
Foreclosure in California
Facing foreclosure is a stressful situation, but understanding the timeline can empower you to act. In California, most foreclosures are non-judicial, meaning they don't go through the courts. The process typically begins with a Notice of Default (NOD) being recorded. This starts a mandatory 90-day waiting period. After these 90 days, a Notice of Trustee Sale (NTS) can be recorded, which sets the sale date for at least 21 days later. This entire process can be as short as 111 days from the NOD to the actual sale.
During this critical window, selling your house for cash can be a viable option to stop foreclosure, save your credit, and potentially walk away with equity. Listing with a traditional agent often involves too much uncertainty and time. We provide a swift cash offer and can close quickly, often within the 21-day period after the NTS, giving you control and avoiding the damaging impacts of a foreclosure on your financial record. We are familiar with the specific requirements and deadlines set by the San Mateo County Clerk-Recorder for these situations.
Permits & Code Violations
Owning a home in Pacifica often means dealing with a unique set of challenges, including those related to permits and code compliance. Selling a home with unpermitted additions, outdated systems, or specific defects like galvanized plumbing corrosion can be a major roadblock in the traditional market. Buyers are typically wary of properties requiring significant repairs or lacking proper permits, as these issues can lead to costly retrofits, fines, or insurance difficulties down the line. The due diligence period for a traditional sale would inevitably uncover these problems, leading to demands for price reductions or even deal collapse.
Our approach simplifies this. We buy properties in Pacifica strictly "as-is." This means you don't need to spend time or money obtaining permits, fixing code violations, or addressing material defects like deteriorated plumbing. Whether your property has unaddressed seismic concerns or requires upgrades to meet modern building standards, we assess its current condition and make a fair cash offer. This allows you to sell your house quickly and move forward, free from the burden of expensive pre-sale preparations or the complexities of dealing with local code enforcement.
Estimated Repair Costs in Pacifica
Common issues and potential costs for homeowners selling in Pacifica vs. our no-repair offer.
| Repair Item |
Estimated Cost (Traditional Sale) |
Our Offer (No Repairs Needed) |
| Galvanized Plumbing Corrosion |
$10,000 - $25,000 |
Included in our as-is purchase |
| Roof Replacement |
$15,000 - $40,000+ |
Included in our as-is purchase |
| Foundation Repair (Minor) |
$10,000 - $50,000+ |
Included in our as-is purchase |
Max's Insight:
Pacifica code enforcement is strict about Coastal Development Permit requirements. We buy with the violation attached. This means you don't have to deal with complex bureaucratic hurdles before selling.
